{
"rerate": {
"accrual_summary": {
"accrued_under_new_rate": "0",
"accrued_under_old_rate": "0.015432",
"total_accrued": "0.015432"
},
"borrower_organization_id": "6ba7b810-9dad-11d1-80b4-00c04fd430c8",
"contract_id": "550e8400-e29b-41d4-a716-446655440000",
"create_time": "2026-03-03T12:00:00Z",
"current_m2m": "12500",
"effective_time": "2026-03-04T09:30:00Z",
"fees": "0",
"frozen_accrued_interest": "0.015432",
"id": "11c66022-191a-44fb-a45e-ec7f730edb8b",
"initiated_by_account_id": "9a3f7e9a-0e3e-4f73-9a5b-2c9f18c3f8a1",
"initiated_by_name": "Alex Johnson",
"lender_organization_id": "6ba7b811-9dad-11d1-80b4-00c04fd430c8",
"m2m_at_rerate": "12500",
"m2m_delta_since_rerate": "0",
"new_rate": 4.5,
"old_rate": 3.25,
"outstanding_principal": "0.25",
"position_id": "7c9e6679-7425-40de-944b-e07fc1f90ae7",
"resolution_time": "2026-03-04T09:30:00Z",
"resolved_by_account_id": "9a3f7e9a-0e3e-4f73-9a5b-2c9f18c3f8a2",
"resolved_by_name": "Taylor Smith",
"segments": [
{
"accrued_interest": "0.015432",
"end_time": "2026-03-04T09:30:00Z",
"rate": 3.25,
"start_time": "2026-01-26T19:49:10Z"
},
{
"accrued_interest": "0",
"rate": 4.5,
"start_time": "2026-03-04T09:30:00Z"
}
],
"status": "accepted",
"unrealized_pnl": "0",
"update_time": "2026-03-03T12:00:00Z"
}
}